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KazePay vs Tevau
KazePay and Tevau are the most directly comparable cards on this site — both are custodial stablecoin prepaid cards with no staking requirement, no annual fee, and broad global acceptance. The differences come down to fee structure and flexibility. Tevau charges ~1% to top up and focuses squarely on USDT. KazePay charges 1.8–2.2% to top up but supports multiple virtual cards simultaneously and covers USDT and USDC across seven networks. For most users, the fee gap is the deciding factor.
Key Facts
Card Network
Visa, Mastercard
Visa
Crypto Support
USDT, USDC
USDT, USDC
Card Issuer
METABANK / KAZEFI (multi-issuer aggregator model)
Tevau (VISA HK licensed partner)
Card Types
Virtual, Physical
Virtual, Physical
Availability
210+ countries globally
200+ countries globally
KYC Required
Minimal KYC for virtual ; Full KYC for physical card
Yes — minimal for virtual card; full KYC for higher limits & physical card
Custody Model
Custodial
Custodial (Tevau wallet)
Card Validity
Virtual: 1 to 3 years; Physical: 5 years
3 years
Card Tiers
KazeGo, KazeDIGI, KazeGen, KazeWay, KazeSky, KazeUp, KazePrime, KazeNoir, KazeOnyx, KazeVita - usage different
Platinum, Dgrid, Canza CMC Diamond, Plastic, Metal
Fiat Currencies
USD
USD, EUR, IDR, HKD
Supported Devices
Web
iOS, Android, Web
Pricing & Fees
Virtual Card Cost
$25 , $49
$10
Physical Card Cost
$100–$150
$100
Annual Fee
Free
Free
Top-up Fee
1.8%–2.2% (virtual); 2% (physical)
1%
Minimum Top-up
10–15 USDT
$10
FX Fee
1% to 3%
1.2%
ATM Withdrawal Fee
2%
1.9%
Crypto Conversion Fee
Free
Free
Card Replacement Fee
Repurchase new card
Repurchase new card
Inactivity Fee
$0
Min. $1 for Virtual Card Only
Transaction Fee
Free
Free
Refund Fee
Free
Free
Card Features
Virtual Card
Yes
Yes
Physical Card
Yes
Yes
Apple Pay
Yes (virtual card only — physical card does NOT support Apple Pay)
Yes
Google Pay
Yes (virtual card only — physical card does NOT support Google Pay)
Yes
ATM Withdrawal
Yes
Yes
Rewards Program
No confirmed official rewards program; referral program available
Tevau Lucky Box
Cashback Token
2% Rebate via Aptos network
1000 pts = $1
Special Benefit
Multiple virtual cards on one account; zero inter-user transfer fees; 210+ country coverage; no staking required
Tevau Earn — up to 4.49% APR on idle USDT (no lock-in, hourly payout)
Subscription Rebates
No
No
Earning
No
Yes — USDT Earn yield Daily
Mobile App Controls
Yes (card management, multi-card control via app)
Yes (freeze, replace, track spending)
security controls
Multi-signature wallets, real-time risk monitoring, strong encryption, 3D Secure (3DS)
Card controls, risk monitoring, real-time transaction alerts
Limits
Per-Transaction Limit
Up to $10,000 per transaction (varies by tier)
$1,000,000
Daily Spending Limit
$50,000/day (standard tier); up to $250,000/day (premium tier)
$3,000,000
Monthly Spending Limit
$400,000/month (premium tier)
$3,000,000
ATM Daily Limit
$1,500 max 6 withdrawals
$10,000
ATM Monthly Limit
$15,000
$100,000
Top up Min. Limit
$10
—
Top up Max. Limit
$50,000
—
Top-up Min. Limit
—
$10
Top-up Max. Limit
—
Unlimited
Customer Care
Support Channels
Email, Telegram, Freshdesk ticket, FAQ portal
In-app chat, email, Telegram
Response Time
Average — within 48 hours; some reports of slow response
Slow — hours to several days; delays commonly reported
Languages Supported
English (primary), Chinese; Telegram community multilingual
English, Chinese (limited regional languages)
Knowledge Base
Yes — FAQ, pricing guide, user guides at kazepay.io/faq
Yes —tevau.tawk.help
Refund Handling
Standard 3–7 business days for merchant refunds; virtual card refunds not guaranteed
Auto process 30-60 days
User Reviews
Mixed — positive for ease of use and global coverage; limited third-party review depth
Mixed — fast KYC and low fees praised; support quality and merchant declines criticised
Trust Score
3.8/5 ; not independently rated on major review platforms; Malaysia-connected team
~3.5/5 (external review aggregate)
Order Now
Card Type
Virtual & Physical (Visa / Mastercard — depends on selected card tier)
Virtual & Physical (Plastic / Metal)
Min Top-up
10
$10
Approval Time
Instant
Virtual: Hours to 2 days (after KYC); Physical: Varies by region
Bonus Offer
No
Tevau Earn — up to 4.49% APR on idle USDT (no lock-in)
Card Delivery Time
Virtual: Instant; Physical: 7–14 days (varies by country)
Virtual: Instant after approval; Physical: Varies (some regions report shipping delays)
Region Warning
210+ countries; not support Apple Pay/Google Pay; iOS app US region only
Not available in some regions (e.g., Bangladesh, Thailand reported issues); check local availability before applying
KazePay
Get KazePay →
Key Facts
Card Network
Visa, Mastercard
Crypto Support
USDT, USDC
Card Issuer
METABANK / KAZEFI (multi-issuer aggregator model)
Card Types
Virtual, Physical
Availability
210+ countries globally
KYC Required
Minimal KYC for virtual ; Full KYC for physical card
Custody Model
Custodial
Card Validity
Virtual: 1 to 3 years; Physical: 5 years
Card Tiers
KazeGo, KazeDIGI, KazeGen, KazeWay, KazeSky, KazeUp, KazePrime, KazeNoir, KazeOnyx, KazeVita - usage different
Fiat Currencies
USD
Supported Devices
Web
Pricing & Fees
Virtual Card Cost
$25 , $49
Physical Card Cost
$100–$150
Annual Fee
Free
Top-up Fee
1.8%–2.2% (virtual); 2% (physical)
Minimum Top-up
10–15 USDT
FX Fee
1% to 3%
ATM Withdrawal Fee
2%
Crypto Conversion Fee
Free
Card Replacement Fee
Repurchase new card
Inactivity Fee
$0
Transaction Fee
Free
Refund Fee
Free
Card Features
Virtual Card
Yes
Physical Card
Yes
Apple Pay
Yes (virtual card only — physical card does NOT support Apple Pay)
Google Pay
Yes (virtual card only — physical card does NOT support Google Pay)
ATM Withdrawal
Yes
Rewards Program
No confirmed official rewards program; referral program available
Cashback Token
2% Rebate via Aptos network
Special Benefit
Multiple virtual cards on one account; zero inter-user transfer fees; 210+ country coverage; no staking required
Subscription Rebates
No
Earning
No
Mobile App Controls
Yes (card management, multi-card control via app)
security controls
Multi-signature wallets, real-time risk monitoring, strong encryption, 3D Secure (3DS)
Limits
Per-Transaction Limit
Up to $10,000 per transaction (varies by tier)
Daily Spending Limit
$50,000/day (standard tier); up to $250,000/day (premium tier)
Monthly Spending Limit
$400,000/month (premium tier)
ATM Daily Limit
$1,500 max 6 withdrawals
ATM Monthly Limit
$15,000
Top up Min. Limit
$10
Top up Max. Limit
$50,000
Customer Care
Support Channels
Email, Telegram, Freshdesk ticket, FAQ portal
Response Time
Average — within 48 hours; some reports of slow response
Languages Supported
English (primary), Chinese; Telegram community multilingual
Knowledge Base
Yes — FAQ, pricing guide, user guides at kazepay.io/faq
Refund Handling
Standard 3–7 business days for merchant refunds; virtual card refunds not guaranteed
User Reviews
Mixed — positive for ease of use and global coverage; limited third-party review depth
Trust Score
3.8/5 ; not independently rated on major review platforms; Malaysia-connected team
Order Now
Card Type
Virtual & Physical (Visa / Mastercard — depends on selected card tier)
Min Top-up
10
Approval Time
Instant
Bonus Offer
No
Card Delivery Time
Virtual: Instant; Physical: 7–14 days (varies by country)
Region Warning
210+ countries; not support Apple Pay/Google Pay; iOS app US region only
Tevau
Get Tevau →
Key Facts
Card Network
Visa
Crypto Support
USDT, USDC
Card Issuer
Tevau (VISA HK licensed partner)
Card Types
Virtual, Physical
Availability
200+ countries globally
KYC Required
Yes — minimal for virtual card; full KYC for higher limits & physical card
Custody Model
Custodial (Tevau wallet)
Card Validity
3 years
Card Tiers
Platinum, Dgrid, Canza CMC Diamond, Plastic, Metal
Fiat Currencies
USD, EUR, IDR, HKD
Supported Devices
iOS, Android, Web
Pricing & Fees
Virtual Card Cost
$10
Physical Card Cost
$100
Annual Fee
Free
Top-up Fee
1%
Minimum Top-up
$10
FX Fee
1.2%
ATM Withdrawal Fee
1.9%
Crypto Conversion Fee
Free
Card Replacement Fee
Repurchase new card
Inactivity Fee
Min. $1 for Virtual Card Only
Transaction Fee
Free
Refund Fee
Free
Card Features
Virtual Card
Yes
Physical Card
Yes
Apple Pay
Yes
Google Pay
Yes
ATM Withdrawal
Yes
Rewards Program
Tevau Lucky Box
Cashback Token
1000 pts = $1
Special Benefit
Tevau Earn — up to 4.49% APR on idle USDT (no lock-in, hourly payout)
Subscription Rebates
No
Earning
Yes — USDT Earn yield Daily
Mobile App Controls
Yes (freeze, replace, track spending)
Security Controls
Card controls, risk monitoring, real-time transaction alerts
Limits
Per-Transaction Limit
$1,000,000
Daily Spending Limit
$3,000,000
Monthly Spending Limit
$3,000,000
ATM Daily Limit
$10,000
ATM Monthly Limit
$100,000
Top-up Min. Limit
$10
Top-up Max. Limit
Unlimited
Customer Care
Support Channels
In-app chat, email, Telegram
Response Time
Slow — hours to several days; delays commonly reported
Languages Supported
English, Chinese (limited regional languages)
Knowledge Base
Yes —tevau.tawk.help
Refund Handling
Auto process 30-60 days
User Reviews
Mixed — fast KYC and low fees praised; support quality and merchant declines criticised
Trust Score
~3.5/5 (external review aggregate)
Order Now
Card Type
Virtual & Physical (Plastic / Metal)
Min Top-up
$10
Approval Time
Virtual: Hours to 2 days (after KYC); Physical: Varies by region
Bonus Offer
Tevau Earn — up to 4.49% APR on idle USDT (no lock-in)
Card Delivery Time
Virtual: Instant after approval; Physical: Varies (some regions report shipping delays)
Region Warning
Not available in some regions (e.g., Bangladesh, Thailand reported issues); check local availability before applying
Pros & Cons
KazePay Pros
Zero transaction fees for spending (no micro-transaction or purchase fee)
Available in 210+ countries — one of the broadest global coverages
Instant virtual card issuance with minimal KYC
Supports multiple stablecoin chains: BSC, Solana, Tron, Avalanche, Arbitrum, Base, Aptos, Ethereum, Liquid, Base
Multiple card tiers for spending volumes up to $250,000 daily
Apple Pay and Google Pay supported on virtual card
Multiple virtual cards supported on one account
No staking or token holding required
Tevau Pros
Supports USDT directly
Instant virtual card setup
Minimal KYC required for basic access
Accepted globally via Visa (200+ countries)
Low top-up fee (~1%)
Easy app-based card controls (freeze, replace, track)
3-year virtual card validity
Tevau Earn: up to 4.49% APR on idle USDT
KazePay Cons
Top-up fees of 1.8%–2.2% apply on all recharges (one of the higher rates in market)
Physical card does NOT support Apple Pay or Google Pay
iOS app limited to US region only; non-US users must use web app
ATM withdrawal incurs 2% fee plus $1 minimum charge
No confirmed official cashback or rewards program
KYC becoming mandatory — minimal-KYC window closing for existing users
Card balance cannot be withdrawn back on-chain
No refund guarantee on virtual card transactions
Tevau Cons
Slow or unresponsive customer support (hours to days)
Frequent transaction declines on Stripe merchants, VPNs, and some hosting sites
No rewards or cashback program
Deposits are non-refundable once loaded to card
Physical card delivery delays in some regions
Not available in some countries (e.g., Bangladesh, Thailand)
Limited crypto support (primarily USDT)
Smaller brand with fewer independent public reviews
Verdict
Choose Tevau if you top up regularly and want to keep costs low. At ~1% versus KazePay’s 1.8–2.2%, the difference compounds meaningfully over time — on $500 monthly top-ups, Tevau saves you $4–$6 every month. Add Tevau Earn’s 4.49% APR on idle USDT and the value gap widens further.
Choose KazePay if you want multiple virtual cards for budget separation, need USDC support across a wider network selection, or prefer the flexibility of topping up across seven blockchain networks including Solana, Base, and Arbitrum.
For most USDT spenders, Tevau wins on cost and idle yield. KazePay’s multi-card feature is genuinely useful for freelancers and digital nomads managing separate spending budgets — but not enough to offset the higher top-up fee for users who don’t need it.
